Hanover Insurance Homeowners vs. Toggle Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Hanover Insurance logo
Hanover Insurance Homeowners
Hanover Insurance
4.0

Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.

Full review โ†’
Toggle Insurance logo
Toggle Homeowners Insurance
Toggle Insurance
3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

Full review โ†’
WealthSpott Verdict

Hanover Insurance Homeowners wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Hanover Insurance Homeowners
Toggle Homeowners Insurance
WealthSpott Rating
4.0 / 5 Best
3.8 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,860/yr Best
โ€”
AM Best Rating
A
A
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
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Hanover Insurance Homeowners
Full review
Toggle Homeowners Insurance
Full review

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