Hanover Insurance Homeowners vs. Lemonade Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Hanover Insurance Homeowners

Hanover Insurance

4.0

Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.

Full review →

Lemonade Homeowners Insurance

Lemonade

4.4

Policies from $25/mo. AI claims processing. B Corp certified.

Full review →

WealthSpott Verdict

Lemonade Homeowners Insurance wins on more measurable categories. Hanover Insurance Homeowners may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Hanover Insurance Homeowners

Lemonade Homeowners Insurance

WealthSpott Rating

4.0 / 5

4.4 / 5 Best

Coverage Type

Home Insurance

Avg Annual Premium

~$1,860/yr

~$1,450/yr Best

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Hanover Insurance Homeowners

Full review

Lemonade Homeowners Insurance

Full review

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