Hanover Insurance Homeowners vs. Haven Term (MassMutual)

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Hanover Insurance logo
Hanover Insurance Homeowners
Hanover Insurance
4.0

Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.

Full review โ†’
MassMutual logo
Haven Term (MassMutual)
MassMutual
4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review โ†’
WealthSpott Verdict

Hanover Insurance Homeowners and Haven Term (MassMutual) are closely matched. Get quotes from both โ€” insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
Hanover Insurance Homeowners
Haven Term (MassMutual)
WealthSpott Rating
4.0 / 5
4.5 / 5 Best
Coverage Type
Home Insurance
Life Insurance
Avg Annual Premium
~$1,860/yr Best
โ€”
AM Best Rating
A
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
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Hanover Insurance Homeowners
Full review
Haven Term (MassMutual)
Full review

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