Farmers Homeowners Insurance vs. USAA Renters Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Farmers Homeowners Insurance
Farmers Insurance
4.0
Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.
Full review →USAA Renters Insurance
USAA
4.7
Among the lowest rates. Military families only. Excellent claims service.
Full review →WealthSpott Verdict
USAA Renters Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Farmers Homeowners Insurance
USAA Renters Insurance
WealthSpott Rating
4.0 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$2,300/yr
~$100/yr Best
AM Best Rating
A
—
J.D. Power Score
793 / 1000
— Best
Mobile App Rating
—
—
Farmers Homeowners Insurance
USAA Renters Insurance
Not sure which insurer is right for you?
Browse all insurance