Farmers Homeowners Insurance vs. USAA Auto Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Farmers Insurance logo
Farmers Homeowners Insurance
Farmers Insurance
4.0

Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.

Full review โ†’
USAA logo
USAA Auto Insurance
USAA
4.7

Avg $1,180โ€“$1,500/yr. Military & veterans only. Top-rated customer service.

Full review โ†’
WealthSpott Verdict

USAA Auto Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Farmers Homeowners Insurance
USAA Auto Insurance
WealthSpott Rating
4.0 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
~$2,300/yr
~$1,350/yr Best
AM Best Rating
A
โ€”
J.D. Power Score
793 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Farmers Homeowners Insurance
Full review
USAA Auto Insurance
Full review

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