Farmers Homeowners Insurance vs. State Farm Auto Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Farmers Homeowners Insurance
Farmers Insurance
4.0
Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.
Full review →State Farm Auto Insurance
State Farm
4.4
Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.
Full review →WealthSpott Verdict
State Farm Auto Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Farmers Homeowners Insurance
State Farm Auto
WealthSpott Rating
4.0 / 5
4.4 / 5 Best
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
~$2,300/yr
~$1,789/yr Best
AM Best Rating
A
—
J.D. Power Score
793 / 1000
— Best
Mobile App Rating
—
—
Farmers Homeowners Insurance
State Farm Auto Insurance
Pros
- #1 J.D. Power claims satisfaction
- #1 J.D. Power claims satisfaction
- 19,000+ local agents for in-person support
- 19,000+ local agents for in-person support
- ~17% bundling discount with home
- ~17% bundling discount with home
Cons
- Higher average rates than GEICO
- Higher average rates than GEICO
- Fewer digital self-service tools
- Fewer digital self-service tools
Not sure which insurer is right for you?
Browse all insurance