Farmers Homeowners Insurance vs. Progressive Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Farmers Homeowners Insurance
Farmers Insurance
4.0
Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.
Full review →Progressive Homeowners Insurance
Progressive
3.8
Avg ~$1,910/yr. Bundle with Progressive auto for up to 20% off. HomeQuote Explorer®.
Full review →WealthSpott Verdict
Progressive Homeowners Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Farmers Homeowners Insurance
Progressive Homeowners Insurance
WealthSpott Rating
4.0 / 5 Best
3.8 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$2,300/yr
~$1,910/yr Best
AM Best Rating
A
A+
J.D. Power Score
793 / 1000
801 / 1000 Best
Mobile App Rating
—
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Farmers Homeowners Insurance
Progressive Homeowners Insurance
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