Farmers Homeowners Insurance vs. American Family Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Farmers Homeowners Insurance
Farmers Insurance
4.0
Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.
Full review →American Family Homeowners Insurance
American Family Insurance
4.2
Avg ~$1,900/yr. Dream Home® endorsement. Smart home discounts. 19-state footprint.
Full review →WealthSpott Verdict
American Family Homeowners Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Farmers Homeowners Insurance
American Family Homeowners
WealthSpott Rating
4.0 / 5
4.2 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$2,300/yr
~$1,900/yr Best
AM Best Rating
A
A
J.D. Power Score
793 / 1000
831 / 1000 Best
Mobile App Rating
—
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Farmers Homeowners Insurance
American Family Homeowners Insurance
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