Cincinnati Financial Homeowners Insurance vs. Hanover Insurance Homeowners
Side-by-side comparison · Updated 2026 · Independently reviewed
Cincinnati Financial Homeowners Insurance
Cincinnati Financial
4.3
Regional excellence. Replacement cost as standard. Below-average complaint index.
Full review →Hanover Insurance Homeowners
Hanover Insurance
4.0
Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.
Full review →WealthSpott Verdict
Cincinnati Financial Homeowners Insurance wins on more measurable categories. Hanover Insurance Homeowners may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Cincinnati Financial Homeowners
Hanover Insurance Homeowners
WealthSpott Rating
4.3 / 5 Best
4.0 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,775/yr Best
~$1,860/yr
AM Best Rating
A+
A
J.D. Power Score
—
—
Mobile App Rating
—
—
Cincinnati Financial Homeowners Insurance
Hanover Insurance Homeowners
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