Chubb Masterpiece® Homeowners Insurance vs. State Farm Auto Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Chubb logo
Chubb Masterpiece® Homeowners Insurance
Chubb
4.7

Premium policy for high-value homes ($750K+). Cash settlement. Extended replacement.

Full review →
State Farm logo
State Farm Auto Insurance
State Farm
4.4

Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.

Full review →
WealthSpott Verdict

State Farm Auto Insurance wins on more measurable categories. Chubb Masterpiece® Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature
Chubb Masterpiece® Homeowners
State Farm Auto
WealthSpott Rating
4.7 / 5 Best
4.4 / 5
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
~$1,789/yr Best
AM Best Rating
A++
J.D. Power Score
889 / 1000
Best
Mobile App Rating
Chubb Masterpiece® Homeowners Insurance
Full review
State Farm Auto Insurance
Pros
  • #1 J.D. Power claims satisfaction
  • #1 J.D. Power claims satisfaction
  • 19,000+ local agents for in-person support
  • 19,000+ local agents for in-person support
  • ~17% bundling discount with home
  • ~17% bundling discount with home
Cons
  • Higher average rates than GEICO
  • Higher average rates than GEICO
  • Fewer digital self-service tools
  • Fewer digital self-service tools
Full review

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