Chubb Masterpiece® Homeowners Insurance vs. Auto-Owners Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Chubb Masterpiece® Homeowners Insurance
Chubb
4.7
Premium policy for high-value homes ($750K+). Cash settlement. Extended replacement.
Full review →Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5
Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.
Full review →WealthSpott Verdict
Chubb Masterpiece® Homeowners Insurance wins on more measurable categories. Auto-Owners Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Chubb Masterpiece® Homeowners
Auto-Owners Homeowners Insurance
WealthSpott Rating
4.7 / 5 Best
4.5 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
—
~$1,400/yr Best
AM Best Rating
A++
A++
J.D. Power Score
889 / 1000 Best
882 / 1000
Mobile App Rating
—
—
Chubb Masterpiece® Homeowners Insurance
Auto-Owners Homeowners Insurance
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