Auto-Owners Homeowners Insurance vs. Toggle Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Auto-Owners Insurance logo
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5

Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.

Full review โ†’
Toggle Insurance logo
Toggle Homeowners Insurance
Toggle Insurance
3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

Full review โ†’
WealthSpott Verdict

Auto-Owners Homeowners Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Auto-Owners Homeowners Insurance
Toggle Homeowners Insurance
WealthSpott Rating
4.5 / 5 Best
3.8 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,400/yr Best
โ€”
AM Best Rating
A++
A
J.D. Power Score
882 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Auto-Owners Homeowners Insurance
Full review
Toggle Homeowners Insurance
Full review

Not sure which insurer is right for you?

Browse all insurance