Auto-Owners Homeowners Insurance vs. Progressive Auto Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5
Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.
Full review →Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review →WealthSpott Verdict
Auto-Owners Homeowners Insurance wins on more measurable categories. Progressive Auto Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Auto-Owners Homeowners Insurance
Progressive Auto Insurance
WealthSpott Rating
4.5 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
~$1,400/yr Best
~$1,611/yr
AM Best Rating
A++
—
J.D. Power Score
882 / 1000
— Best
Mobile App Rating
—
—
Auto-Owners Homeowners Insurance
Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
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