Auto-Owners Homeowners Insurance vs. Kin Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5
Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.
Full review →Kin Homeowners Insurance
Kin Insurance
4.3
Best for coastal & hurricane-risk homes. Available in FL, SC, CA, AZ, LA, TX, GA.
Full review →WealthSpott Verdict
Auto-Owners Homeowners Insurance wins on more measurable categories. Kin Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Auto-Owners Homeowners Insurance
Kin Homeowners Insurance
WealthSpott Rating
4.5 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,400/yr Best
—
AM Best Rating
A++
A-
J.D. Power Score
882 / 1000
— Best
Mobile App Rating
—
—
Auto-Owners Homeowners Insurance
Kin Homeowners Insurance
Not sure which insurer is right for you?
Browse all insurance