Auto-Owners Homeowners Insurance vs. GEICO Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Auto-Owners Insurance logo
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5

Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.

Full review โ†’
GEICO logo
GEICO Homeowners Insurance
GEICO
3.9

Avg ~$1,750/yr. GEICO partners with top carriers. Bundle auto+home for up to 15% off.

Full review โ†’
WealthSpott Verdict

Auto-Owners Homeowners Insurance wins on more measurable categories. GEICO Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Auto-Owners Homeowners Insurance
GEICO Homeowners Insurance
WealthSpott Rating
4.5 / 5 Best
3.9 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,400/yr Best
~$1,750/yr
AM Best Rating
A++
A++
J.D. Power Score
882 / 1000 Best
828 / 1000
Mobile App Rating
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Auto-Owners Homeowners Insurance
Full review
GEICO Homeowners Insurance
Full review

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