ASPCA Pet Health Insurance vs. Travelers Umbrella Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

ASPCA Pet Health Insurance

ASPCA Pet Insurance

4.3

Dogs ~$39/mo, cats ~$19/mo. No max age limit. Alt therapies covered.

Full review →

Travelers Umbrella Insurance

Travelers

4.4

$1–10M coverage. A++ rated. Strong customer satisfaction. Broad eligibility.

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WealthSpott Verdict

Travelers Umbrella Insurance wins on more measurable categories. ASPCA Pet Health Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

ASPCA Pet Health

Travelers Umbrella Insurance

WealthSpott Rating

4.3 / 5

4.4 / 5 Best

Coverage Type

Pet Insurance

Umbrella Insurance

Avg Annual Premium

—

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

ASPCA Pet Health Insurance

Full review

Travelers Umbrella Insurance

Pros

Up to $10M in coverage — one of the highest
A++ AM Best rating
Strong customer satisfaction scores

Cons

Requires underlying Travelers auto/home in most states
Online quoting limited in some regions

Full review

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