American Family Homeowners Insurance vs. Progressive Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
American Family Homeowners Insurance
American Family Insurance
4.2
Avg ~$1,900/yr. Dream Home® endorsement. Smart home discounts. 19-state footprint.
Full review →Progressive Homeowners Insurance
Progressive
3.8
Avg ~$1,910/yr. Bundle with Progressive auto for up to 20% off. HomeQuote Explorer®.
Full review →WealthSpott Verdict
American Family Homeowners Insurance wins on more measurable categories. Progressive Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
American Family Homeowners
Progressive Homeowners Insurance
WealthSpott Rating
4.2 / 5 Best
3.8 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,900/yr Best
~$1,910/yr
AM Best Rating
A
A+
J.D. Power Score
831 / 1000 Best
801 / 1000
Mobile App Rating
—
—
American Family Homeowners Insurance
Progressive Homeowners Insurance
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