American Family Homeowners Insurance vs. Progressive Auto Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
American Family Homeowners Insurance
American Family Insurance
4.2
Avg ~$1,900/yr. Dream Home® endorsement. Smart home discounts. 19-state footprint.
Full review →Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review →WealthSpott Verdict
Progressive Auto Insurance wins on more measurable categories. American Family Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
American Family Homeowners
Progressive Auto Insurance
WealthSpott Rating
4.2 / 5
4.3 / 5 Best
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
~$1,900/yr
~$1,611/yr Best
AM Best Rating
A
—
J.D. Power Score
831 / 1000
— Best
Mobile App Rating
—
—
American Family Homeowners Insurance
Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
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