American Family Homeowners Insurance vs. Allstate Auto Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

American Family Insurance logo
American Family Homeowners Insurance
American Family Insurance
4.2

Avg ~$1,900/yr. Dream Homeยฎ endorsement. Smart home discounts. 19-state footprint.

Full review โ†’
Allstate logo
Allstate Auto Insurance
Allstate
4.1

Drivewise program. Accident forgiveness. Robust digital tools.

Full review โ†’
WealthSpott Verdict

American Family Homeowners Insurance wins on more measurable categories. Allstate Auto Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
American Family Homeowners
Allstate Auto Insurance
WealthSpott Rating
4.2 / 5 Best
4.1 / 5
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
~$1,900/yr Best
โ€”
AM Best Rating
A
โ€”
J.D. Power Score
831 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
American Family Homeowners Insurance
Full review
Allstate Auto Insurance
Full review

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