Allstate Umbrella Insurance vs. Travelers Umbrella Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Allstate logo
Allstate Umbrella Insurance
Allstate
4.3

$1โ€“5M coverage. A+ rated. Strongest multi-policy bundling discounts.

Full review โ†’
Travelers logo
Travelers Umbrella Insurance
Travelers
4.4

$1โ€“10M coverage. A++ rated. Strong customer satisfaction. Broad eligibility.

Full review โ†’
WealthSpott Verdict

Travelers Umbrella Insurance wins on more measurable categories. Allstate Umbrella Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Allstate Umbrella Insurance
Travelers Umbrella Insurance
WealthSpott Rating
4.3 / 5
4.4 / 5 Best
Coverage Type
Umbrella Insurance
Umbrella Insurance
Avg Annual Premium
โ€”
โ€”
AM Best Rating
โ€”
โ€”
J.D. Power Score
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Mobile App Rating
โ€”
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Allstate Umbrella Insurance
Full review
Travelers Umbrella Insurance
Pros
  • Up to $10M in coverage โ€” one of the highest
  • A++ AM Best rating
  • Strong customer satisfaction scores
Cons
  • Requires underlying Travelers auto/home in most states
  • Online quoting limited in some regions
Full review

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