Allstate Umbrella Insurance vs. Cigna Global Health Options

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Allstate logo
Allstate Umbrella Insurance
Allstate
4.3

$1โ€“5M coverage. A+ rated. Strongest multi-policy bundling discounts.

Full review โ†’
Cigna Global Health logo
Cigna Global Health Options
Cigna Global Health
4.1

From $180/mo. Full expat health plan with dental + vision add-ons. 190+ countries.

Full review โ†’
WealthSpott Verdict

Allstate Umbrella Insurance wins on more measurable categories. Cigna Global Health Options may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Allstate Umbrella Insurance
Cigna Global Health
WealthSpott Rating
4.3 / 5 Best
4.1 / 5
Coverage Type
Umbrella Insurance
Travel Insurance
Avg Annual Premium
โ€”
โ€”
AM Best Rating
โ€”
โ€”
J.D. Power Score
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Mobile App Rating
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Allstate Umbrella Insurance
Full review
Cigna Global Health Options
Full review

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