Allstate Umbrella Insurance vs. AIG Travel Guard Gold

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Allstate logo
Allstate Umbrella Insurance
Allstate
4.3

$1โ€“5M coverage. A+ rated. Strongest multi-policy bundling discounts.

Full review โ†’
AIG Travel Guard logo
AIG Travel Guard Gold
AIG Travel Guard
4.2

Per-trip plan. Up to $150K medical. Strong trip cancellation. CFAR add-on up to 75% refund.

Full review โ†’
WealthSpott Verdict

Allstate Umbrella Insurance wins on more measurable categories. AIG Travel Guard Gold may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Allstate Umbrella Insurance
AIG Travel Guard
WealthSpott Rating
4.3 / 5 Best
4.2 / 5
Coverage Type
Umbrella Insurance
Travel Insurance
Avg Annual Premium
โ€”
โ€”
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
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Allstate Umbrella Insurance
Full review
AIG Travel Guard Gold
Full review

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