Allstate Homeowners Insurance vs. Travelers Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Allstate Homeowners Insurance

Allstate

4.2

Avg ~$1,769/yr. 30+ discount categories. Claim RateGuard. Accident forgiveness for home.

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Travelers Homeowners Insurance

Travelers

4.4

Avg ~$2,003/yr. Best for high-value homes. Guaranteed replacement cost. A++ AM Best.

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WealthSpott Verdict

Allstate Homeowners Insurance wins on more measurable categories. Travelers Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Allstate Homeowners Insurance

Travelers Homeowners Insurance

WealthSpott Rating

4.2 / 5

4.4 / 5 Best

Coverage Type

Home Insurance

Avg Annual Premium

~$1,769/yr Best

~$2,003/yr

AM Best Rating

A+

A++

J.D. Power Score

829 / 1000 Best

794 / 1000

Mobile App Rating

—

Allstate Homeowners Insurance

Full review

Travelers Homeowners Insurance

Full review

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