Allstate Homeowners Insurance vs. Progressive Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Allstate logo
Allstate Homeowners Insurance
Allstate
4.2

Avg ~$1,769/yr. 30+ discount categories. Claim RateGuard. Accident forgiveness for home.

Full review โ†’
Progressive logo
Progressive Homeowners Insurance
Progressive
3.8

Avg ~$1,910/yr. Bundle with Progressive auto for up to 20% off. HomeQuote Explorerยฎ.

Full review โ†’
WealthSpott Verdict

Allstate Homeowners Insurance wins on more measurable categories. Progressive Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Allstate Homeowners Insurance
Progressive Homeowners Insurance
WealthSpott Rating
4.2 / 5 Best
3.8 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,769/yr Best
~$1,910/yr
AM Best Rating
A+
A+
J.D. Power Score
829 / 1000 Best
801 / 1000
Mobile App Rating
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Allstate Homeowners Insurance
Full review
Progressive Homeowners Insurance
Full review

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