Allstate Homeowners Insurance vs. Progressive Auto Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Allstate logo
Allstate Homeowners Insurance
Allstate
4.2

Avg ~$1,769/yr. 30+ discount categories. Claim RateGuard. Accident forgiveness for home.

Full review โ†’
Progressive logo
Progressive Auto Insurance
Progressive
4.3

Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.

Full review โ†’
WealthSpott Verdict

Progressive Auto Insurance wins on more measurable categories. Allstate Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Allstate Homeowners Insurance
Progressive Auto Insurance
WealthSpott Rating
4.2 / 5
4.3 / 5 Best
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
~$1,769/yr
~$1,611/yr Best
AM Best Rating
A+
โ€”
J.D. Power Score
829 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Allstate Homeowners Insurance
Full review
Progressive Auto Insurance
Pros
  • Best rates for high-risk drivers
  • Best rates for high-risk drivers
  • Snapshot program saves up to 30%
  • Snapshot program saves up to 30%
  • Only major carrier with gap insurance
  • Only major carrier with gap insurance
Cons
  • Customer service below average
  • Customer service below average
  • Rates higher than GEICO for clean records
  • Rates higher than GEICO for clean records
Full review

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