Allstate Homeowners Insurance vs. Hanover Insurance Homeowners
Side-by-side comparison · Updated 2026 · Independently reviewed
Allstate Homeowners Insurance
Allstate
4.2
Avg ~$1,769/yr. 30+ discount categories. Claim RateGuard. Accident forgiveness for home.
Full review →Hanover Insurance Homeowners
Hanover Insurance
4.0
Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.
Full review →WealthSpott Verdict
Allstate Homeowners Insurance wins on more measurable categories. Hanover Insurance Homeowners may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Allstate Homeowners Insurance
Hanover Insurance Homeowners
WealthSpott Rating
4.2 / 5 Best
4.0 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,769/yr Best
~$1,860/yr
AM Best Rating
A+
A
J.D. Power Score
829 / 1000
— Best
Mobile App Rating
—
—
Allstate Homeowners Insurance
Hanover Insurance Homeowners
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