Allstate Homeowners Insurance vs. Farmers Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Allstate Homeowners Insurance
Allstate
4.2
Avg ~$1,769/yr. 30+ discount categories. Claim RateGuard. Accident forgiveness for home.
Full review →Farmers Homeowners Insurance
Farmers Insurance
4.0
Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.
Full review →WealthSpott Verdict
Allstate Homeowners Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Allstate Homeowners Insurance
Farmers Homeowners Insurance
WealthSpott Rating
4.2 / 5 Best
4.0 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,769/yr Best
~$2,300/yr
AM Best Rating
A+
A
J.D. Power Score
829 / 1000 Best
793 / 1000
Mobile App Rating
—
—
Allstate Homeowners Insurance
Farmers Homeowners Insurance
Not sure which insurer is right for you?
Browse all insurance