Allstate Homeowners Insurance vs. Cincinnati Financial Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Allstate Homeowners Insurance
Allstate
4.2
Avg ~$1,769/yr. 30+ discount categories. Claim RateGuard. Accident forgiveness for home.
Full review →Cincinnati Financial Homeowners Insurance
Cincinnati Financial
4.3
Regional excellence. Replacement cost as standard. Below-average complaint index.
Full review →WealthSpott Verdict
Cincinnati Financial Homeowners Insurance wins on more measurable categories. Allstate Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Allstate Homeowners Insurance
Cincinnati Financial Homeowners
WealthSpott Rating
4.2 / 5
4.3 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,769/yr Best
~$1,775/yr
AM Best Rating
A+
A+
J.D. Power Score
829 / 1000
— Best
Mobile App Rating
—
—
Allstate Homeowners Insurance
Cincinnati Financial Homeowners Insurance
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