Allstate Homeowners Insurance vs. American Family Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Allstate Homeowners Insurance
Allstate
4.2
Avg ~$1,769/yr. 30+ discount categories. Claim RateGuard. Accident forgiveness for home.
Full review →American Family Homeowners Insurance
American Family Insurance
4.2
Avg ~$1,900/yr. Dream Home® endorsement. Smart home discounts. 19-state footprint.
Full review →WealthSpott Verdict
Allstate Homeowners Insurance and American Family Homeowners Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
Allstate Homeowners Insurance
American Family Homeowners
WealthSpott Rating
4.2 / 5
4.2 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,769/yr Best
~$1,900/yr
AM Best Rating
A+
A
J.D. Power Score
829 / 1000
831 / 1000 Best
Mobile App Rating
—
—
Allstate Homeowners Insurance
American Family Homeowners Insurance
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