Allstate Auto Insurance vs. USAA Umbrella Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Allstate logo
Allstate Auto Insurance
Allstate
4.1

Drivewise program. Accident forgiveness. Robust digital tools.

Full review โ†’
USAA logo
USAA Umbrella Insurance
USAA
4.7

From ~$150/yr for $1M. Military families only. Lowest premiums available.

Full review โ†’
WealthSpott Verdict

USAA Umbrella Insurance wins on more measurable categories. Allstate Auto Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Allstate Auto Insurance
USAA Umbrella Insurance
WealthSpott Rating
4.1 / 5
4.7 / 5 Best
Coverage Type
Auto Insurance
Umbrella Insurance
Avg Annual Premium
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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Allstate Auto Insurance
Full review
USAA Umbrella Insurance
Full review

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