Aetna (CVS Health) Plans vs. MassMutual Disability Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Aetna (CVS Health) Plans

Aetna

4.1

CVS Health integration. MinuteClinic access. Strong pharmacy benefits.

Full review →

MassMutual Disability Insurance

MassMutual

4.6

Up to 80% income replacement. Benefits to age 70. Highly customizable riders.

Full review →

WealthSpott Verdict

MassMutual Disability Insurance wins on more measurable categories. Aetna (CVS Health) Plans may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Aetna (CVS Health)

MassMutual Disability Insurance

WealthSpott Rating

4.1 / 5

4.6 / 5 Best

Coverage Type

Health Insurance

Disability Insurance

Avg Annual Premium

—

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Aetna (CVS Health) Plans

Full review

MassMutual Disability Insurance

Pros

Up to 80% income replacement — tied for highest
Benefits extend to age 70
Highly customizable with diverse riders

Cons

Requires medical exam for most policies
Higher premiums than online-only options

Full review

Not sure which insurer is right for you?

Browse all insurance