5 top-rated no annual fee available to San Diego, CA residents. Solid rewards and perks without paying an annual fee.
1.5%–5% cash back with no annual fee.
5% cash back on your top eligible category each month.
5% in rotating categories. 3% dining and drugstores.
1.5% cash back on every purchase. No annual fee. No foreign transaction fee.
Unlimited 2% cash back. $200 bonus. No annual fee.
Chase Freedom Unlimited® is one of the top no annual fee available to San Diego, CA residents with 1.5%-5% rewards. All major credit cards are available nationwide regardless of your state.
Yes — credit card rewards, cashback, and benefits work identically regardless of your location in San Diego, CA. Earning rates, redemption options, and sign-up bonuses are the same nationwide. Your state does not affect how you earn or redeem rewards.
Credit card terms change frequently · Approval not guaranteed · All cards available nationwide · Q1 2026