Marriott Bonvoy Boundless® vs. Citi Custom Cash® Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Marriott Bonvoy Boundless®
Chase
4.4
3 free night awards. 6x at Marriott. Annual free night certificate.
Full review →
WealthSpott Verdict
Citi Custom Cash® Card wins on more measurable categories — particularly annual cost. Marriott Bonvoy Boundless® may still win for your wallet depending on your spending patterns.
Feature
Marriott Bonvoy Boundless®
Citi Custom Cash®
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
3 free night awards
$200
Rewards Rate
2x-6x
1%-5%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
0% for 15 months
Regular APR
21.49%-28.49% Variable
19.24%-29.99% Variable Best
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
670-850
670-850
Marriott Bonvoy Boundless®
Pros
- 3 free night awards as sign-up bonus
- Annual free night certificate (up to 35k points)
- 6x at Marriott properties
- Automatic Silver Elite status
Cons
- $95 annual fee
- Rewards tied to Marriott ecosystem only
- Points devaluation risk with award chart changes
Citi Custom Cash® Card
Pros
- 5% on top category (up to $500/quarter)
- No annual fee
- Categories include gas, groceries, dining
Cons
- Only one category earns 5% per month
- Foreign transaction fee
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