Marriott Bonvoy Boundless® vs. Chase Freedom Flex®
Side-by-side comparison · Updated 2026 · Independently reviewed
Marriott Bonvoy Boundless®
Chase
4.4
3 free night awards. 6x at Marriott. Annual free night certificate.
Full review →WealthSpott Verdict
Chase Freedom Flex® wins on more measurable categories — particularly annual cost. Marriott Bonvoy Boundless® may still win for your wallet depending on your spending patterns.
Feature
Marriott Bonvoy Boundless®
Chase Freedom Flex®
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
3 free night awards
$200
Rewards Rate
2x-6x
1%-5%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
0% for 15 months
Regular APR
21.49%-28.49% Variable
20.49%-29.24% Variable Best
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
670-850
670-850
Marriott Bonvoy Boundless®
Pros
- 3 free night awards as sign-up bonus
- Annual free night certificate (up to 35k points)
- 6x at Marriott properties
- Automatic Silver Elite status
Cons
- $95 annual fee
- Rewards tied to Marriott ecosystem only
- Points devaluation risk with award chart changes
Chase Freedom Flex®
Pros
- 5% in rotating categories + 3% dining/drugstores
- No annual fee
- Pairs well with Sapphire for point transfers
Cons
- Must activate rotating categories quarterly
- 3% foreign transaction fee
Not sure which card is right for you?
Browse all credit cards