Delta SkyMiles® Gold American Express Card vs. American Express Blue Business Cash Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Delta SkyMiles® Gold American Express Card
American Express
4.1
Free first checked bag. 2x on Delta, restaurants, supermarkets.
Full review →American Express Blue Business Cash Card
American Express
4.7
Simple 2% cash back on all purchases up to $50k/year. No annual fee.
Full review →WealthSpott Verdict
American Express Blue Business Cash Card wins on more measurable categories — particularly annual cost. Delta SkyMiles® Gold American Express Card may still win for your wallet depending on your spending patterns.
Feature
Delta SkyMiles® Gold
American Express Blue
Annual Fee
$150/yr
$0 Best
Sign-up Bonus
40,000 miles
$250 statement credit after $3k spend in 3 months
Rewards Rate
1x-2x
2% on first $50k then 1%
Rewards Type
Miles
Cash Back
0% Intro APR
N/A
None
Regular APR
21.49%-29.49% Variable
18.49%-26.49% Best
Foreign Transaction Fee
None
—
Recommended Credit Score
670-850
670+
Delta SkyMiles® Gold American Express Card
Pros
- Free first checked bag on Delta ($60+ per round trip)
- Priority boarding on Delta flights
- 2x on Delta, restaurants, and supermarkets
- No foreign transaction fee
Cons
- $150 annual fee
- Miles tied to Delta only
- Modest everyday earning rate (1x)
American Express Blue Business Cash Card
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