Citi Custom Cash® Card vs. Blue Cash Everyday® Card from American Express
Side-by-side comparison · Updated 2026 · Independently reviewed
Blue Cash Everyday® Card from American Express
American Express
4.5
3% at U.S. supermarkets, gas stations, and online retail.
Full review →WealthSpott Verdict
Citi Custom Cash® Card and Blue Cash Everyday® Card from American Express are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Citi Custom Cash®
Blue Cash Everyday®
Annual Fee
$0
$0
Sign-up Bonus
$200
None
Rewards Rate
1%-5%
1%-3%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
0% for 15 months
Regular APR
19.24%-29.99% Variable
19.24%-29.99% Variable
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
670-850
Citi Custom Cash® Card
Pros
- 5% on top category (up to $500/quarter)
- No annual fee
- Categories include gas, groceries, dining
Cons
- Only one category earns 5% per month
- Foreign transaction fee
Blue Cash Everyday® Card from American Express
Pros
- 3% at U.S. supermarkets, gas stations, and online retail
- No annual fee
- 0% intro APR for 15 months
Cons
- Foreign transaction fee
- 3% categories cap at $6,000/year then drop to 1%
Not sure which card is right for you?
Browse all credit cards