Chase Sapphire Preferred® Card vs. AAdvantage® Aviator® Red World Elite Mastercard®
Side-by-side comparison · Updated 2026 · Independently reviewed
Chase Sapphire Preferred® Card
Chase
4.8
Earn 60,000 bonus points. Strong travel and dining rewards.
Full review →
AAdvantage® Aviator® Red World Elite Mastercard®
Barclays
4.0
60,000-mile bonus after first purchase. Free checked bag on AA flights.
Full review →WealthSpott Verdict
Chase Sapphire Preferred® Card wins on more measurable categories — particularly annual cost. AAdvantage® Aviator® Red World Elite Mastercard® may still win for your wallet depending on how you spend.
Feature
Chase Sapphire Preferred®
AAdvantage® Aviator® Red
Annual Fee
$95/yr Best
$99/yr
Sign-up Bonus
60,000 points
60,000 miles
Rewards Rate
1x-5x
1x-2x
Rewards Type
Points
Miles
0% Intro APR
N/A
N/A
Regular APR
21.49%-28.49% Variable
21.49%-29.49% Variable
Foreign Transaction Fee
None
None
Recommended Credit Score
670-850
670-850
Chase Sapphire Preferred® Card
Pros
- Valuable sign-up bonus (60k points)
- 3x on dining and travel
- No foreign transaction fee
Cons
- $95 annual fee
- Points worth more when redeemed for travel through Chase
AAdvantage® Aviator® Red World Elite Mastercard®
Pros
- 60,000-mile bonus after just one purchase
- Free first checked bag on AA flights
- Preferred boarding on American Airlines
- No foreign transaction fee
Cons
- $99 annual fee
- Low everyday earning rate (1x on most)
- Miles tied to American Airlines only
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