Chase Sapphire Preferred® Card vs. American Express Blue Business Cash Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Chase Sapphire Preferred® Card
Chase
4.8
Earn 60,000 bonus points. Strong travel and dining rewards.
Full review →
American Express Blue Business Cash Card
American Express
4.7
Simple 2% cash back on all purchases up to $50k/year. No annual fee.
Full review →WealthSpott Verdict
American Express Blue Business Cash Card wins on more measurable categories — particularly annual cost. Chase Sapphire Preferred® Card may still win for your wallet depending on your spending patterns.
Feature
Chase Sapphire Preferred®
American Express Blue
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
60,000 points
$250 statement credit after $3k spend in 3 months
Rewards Rate
1x-5x
2% on first $50k then 1%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
None
Regular APR
21.49%-28.49% Variable
18.49%-26.49% Best
Foreign Transaction Fee
None
—
Recommended Credit Score
670-850
670+
Chase Sapphire Preferred® Card
Pros
- Valuable sign-up bonus (60k points)
- 3x on dining and travel
- No foreign transaction fee
Cons
- $95 annual fee
- Points worth more when redeemed for travel through Chase
American Express Blue Business Cash Card
Not sure which card is right for you?
Browse all credit cards