Chase Ink Business Preferred® vs. IHG One Rewards Premier
Side-by-side comparison · Updated 2026 · Independently reviewed
Chase Ink Business Preferred®
Chase
4.8
100,000-point bonus. 3x on travel, shipping, advertising.
Full review →IHG One Rewards Premier
Chase
4.2
140,000-point bonus. 26x at IHG. 4th night free on award stays.
Full review →WealthSpott Verdict
Chase Ink Business Preferred® wins on more measurable categories — particularly annual cost. IHG One Rewards Premier may still win for your wallet depending on how you spend.
Feature
Chase Ink Business
IHG One Rewards
Annual Fee
$95/yr Best
$99/yr
Sign-up Bonus
100,000 points
140,000 points
Rewards Rate
1x-3x
3x-26x
Rewards Type
Points
Points
0% Intro APR
N/A
N/A
Regular APR
21.24%-26.24% Variable Best
21.49%-28.49% Variable
Foreign Transaction Fee
None
None
Recommended Credit Score
720-850
670-850
Chase Ink Business Preferred®
Pros
- 100,000-point bonus worth $1,250+ in travel
- 3x on travel, shipping, and advertising
- Points transfer to airline and hotel partners
- No foreign transaction fees
Cons
- $8,000 minimum spend for bonus
- Requires a business (sole proprietor OK)
- $95 annual fee
IHG One Rewards Premier
Pros
- 140,000-point sign-up bonus
- Free night certificate annually
- Fourth night free on reward stays
- Platinum Elite status
Cons
- $99 annual fee
- Points tied to IHG ecosystem
- Points worth less per point than Marriott/Hilton
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