Chase Ink Business Preferred® vs. Blue Cash Everyday® Card from American Express

Side-by-side comparison · Updated 2026 · Independently reviewed

Chase logo
Chase Ink Business Preferred®
Chase
4.8

100,000-point bonus. 3x on travel, shipping, advertising.

Full review →
American Express logo
Blue Cash Everyday® Card from American Express
American Express
4.5

3% at U.S. supermarkets, gas stations, and online retail.

Full review →
WealthSpott Verdict

Blue Cash Everyday® Card from American Express wins on more measurable categories — particularly annual cost. Chase Ink Business Preferred® may still win for your wallet depending on your spending patterns.

Feature
Chase Ink Business
Blue Cash Everyday®
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
100,000 points
None
Rewards Rate
1x-3x
1%-3%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
0% for 15 months
Regular APR
21.24%-26.24% Variable
19.24%-29.99% Variable Best
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
720-850
670-850
Chase Ink Business Preferred®
Pros
  • 100,000-point bonus worth $1,250+ in travel
  • 3x on travel, shipping, and advertising
  • Points transfer to airline and hotel partners
  • No foreign transaction fees
Cons
  • $8,000 minimum spend for bonus
  • Requires a business (sole proprietor OK)
  • $95 annual fee
Full review
Blue Cash Everyday® Card from American Express
Pros
  • 3% at U.S. supermarkets, gas stations, and online retail
  • No annual fee
  • 0% intro APR for 15 months
Cons
  • Foreign transaction fee
  • 3% categories cap at $6,000/year then drop to 1%
Full review

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