Chase Freedom Unlimited® vs. Blue Cash Preferred® Card from American Express
Side-by-side comparison · Updated 2026 · Independently reviewed
Blue Cash Preferred® Card from American Express
American Express
4.6
6% at U.S. supermarkets (up to $6k/yr). 6% on select streaming.
Full review →WealthSpott Verdict
Chase Freedom Unlimited® and Blue Cash Preferred® Card from American Express are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Chase Freedom Unlimited®
Blue Cash Preferred®
Annual Fee
$0 Best
$95/yr
Sign-up Bonus
$200
$350
Rewards Rate
1.5%-5%
1%-6%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% intro APR for 15 months
0% for 12 months
Regular APR
20.49%-29.24% Variable
19.24%-29.99% Variable Best
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
670-850
Chase Freedom Unlimited®
Pros
- No annual fee
- Strong bonus categories (dining, drugstores, travel via Chase)
- 0% intro APR for 15 months
Cons
- 3% foreign transaction fee
- Bonus categories require activation
Blue Cash Preferred® Card from American Express
Pros
- 6% back at U.S. supermarkets (up to $6k/year)
- 6% on select streaming subscriptions
- $0 intro annual fee for first year
Cons
- $95 annual fee after first year
- 6% grocery bonus caps at $6,000/year
- Foreign transaction fee
Not sure which card is right for you?
Browse all credit cards