Capital One QuicksilverOne vs. Wells Fargo Active Cash®
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One QuicksilverOne
Capital One
4.4
1.5% cash back on every purchase. No annual fee.
Full review →
Wells Fargo Active Cash®
Wells Fargo
4.6
Unlimited 2% cash back. $200 bonus. No annual fee.
Full review →WealthSpott Verdict
Capital One QuicksilverOne and Wells Fargo Active Cash® are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Capital One QuicksilverOne
Wells Fargo Active
Annual Fee
$0
$0
Sign-up Bonus
None
$200
Rewards Rate
1.5%
2%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
0% for 15 months
Regular APR
19.99%-29.99% Variable
19.49%-29.49% Variable Best
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
580-740
670-850
Capital One QuicksilverOne
Pros
- Simple 1.5% on everything
- No foreign transaction fee
Cons
- No sign-up bonus
Wells Fargo Active Cash®
Pros
- 2% cash back on all purchases
- $200 sign-up bonus
- No annual fee
- 0% intro APR for 15 months
Cons
- 3% foreign transaction fee
- No bonus categories for heavy spenders
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