Capital One QuicksilverOne vs. Discover it® Secured Credit Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One QuicksilverOne
Capital One
4.4
1.5% cash back on every purchase. No annual fee.
Full review →
Discover it® Secured Credit Card
Discover
4.5
Secured card that earns 2% at gas and restaurants (up to $1,000/quarter). Cashback Match year one.
Full review →WealthSpott Verdict
Capital One QuicksilverOne wins on more measurable categories — particularly annual cost. Discover it® Secured Credit Card may still win for your wallet depending on how you spend.
Feature
Capital One QuicksilverOne
Discover it® Secured
Annual Fee
$0
$0
Sign-up Bonus
None
Cashback Match
Rewards Rate
1.5%
1%-2%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
N/A
Regular APR
19.99%-29.99% Variable Best
28.24% Variable
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
580-740
300-669
Capital One QuicksilverOne
Pros
- Simple 1.5% on everything
- No foreign transaction fee
Cons
- No sign-up bonus
Discover it® Secured Credit Card
Pros
- Earns rewards while building credit
- Cashback Match first year
Cons
- Requires refundable security deposit
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