Capital One QuicksilverOne vs. Discover it® Balance Transfer
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One QuicksilverOne
Capital One
4.4
1.5% cash back on every purchase. No annual fee.
Full review →
Discover it® Balance Transfer
Discover
4.3
0% intro APR on balance transfers for 18 months.
Full review →WealthSpott Verdict
Capital One QuicksilverOne and Discover it® Balance Transfer are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Capital One QuicksilverOne
Discover it® Balance
Annual Fee
$0
$0
Sign-up Bonus
None
Cashback Match
Rewards Rate
1.5%
1%-5%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
0% for 18 months
Regular APR
19.99%-29.99% Variable
18.24%-28.24% Variable Best
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
580-740
670-850
Capital One QuicksilverOne
Pros
- Simple 1.5% on everything
- No foreign transaction fee
Cons
- No sign-up bonus
Discover it® Balance Transfer
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