Capital One QuicksilverOne vs. Capital One Quicksilver Cash Rewards

Side-by-side comparison · Updated 2026 · Independently reviewed

Capital One logo
Capital One QuicksilverOne
Capital One
4.4

1.5% cash back on every purchase. No annual fee.

Full review →
Capital One logo
Capital One Quicksilver Cash Rewards
Capital One
4.5

1.5% cash back on every purchase. No annual fee. No foreign transaction fee.

Full review →
WealthSpott Verdict

Capital One QuicksilverOne and Capital One Quicksilver Cash Rewards are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.

Feature
Capital One QuicksilverOne
Capital One Quicksilver
Annual Fee
$0
$0
Sign-up Bonus
None
$200
Rewards Rate
1.5%
1.5%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
0% for 15 months
Regular APR
19.99%-29.99% Variable
19.99%-29.99% Variable
Foreign Transaction Fee
None
None
Recommended Credit Score
580-740
670-850
Capital One QuicksilverOne
Pros
  • Simple 1.5% on everything
  • No foreign transaction fee
Cons
  • No sign-up bonus
Full review
Capital One Quicksilver Cash Rewards
Pros
  • 1.5% cash back on every purchase
  • No annual fee and no foreign transaction fee
  • 0% intro APR for 15 months
Cons
  • No bonus categories for heavy spenders
  • 1.5% rate trails the best flat-rate cards at 2%
Full review

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