Bank of America® Travel Rewards credit card vs. Blue Cash Everyday® Card from American Express
Side-by-side comparison · Updated 2026 · Independently reviewed
Bank of America® Travel Rewards credit card
Bank of America
4.2
1.5x points on all purchases. No annual fee. No foreign transaction fee.
Full review →
Blue Cash Everyday® Card from American Express
American Express
4.5
3% at U.S. supermarkets, gas stations, and online retail.
Full review →WealthSpott Verdict
Bank of America® Travel Rewards credit card wins on more measurable categories — particularly annual cost. Blue Cash Everyday® Card from American Express may still win for your wallet depending on how you spend.
Feature
Bank of America®
Blue Cash Everyday®
Annual Fee
$0
$0
Sign-up Bonus
25,000 points
None
Rewards Rate
1.5x
1%-3%
Rewards Type
Points
Cash Back
0% Intro APR
0% for 15 billing cycles
0% for 15 months
Regular APR
19.24%-27.24% Variable
19.24%-29.99% Variable
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
670-850
670-850
Bank of America® Travel Rewards credit card
Pros
- 1.5x on all purchases with no annual fee
- No foreign transaction fee
- 0% intro APR for 15 billing cycles
Cons
- Lower earning rate than premium travel cards
- Points only redeem as travel statement credits
Blue Cash Everyday® Card from American Express
Pros
- 3% at U.S. supermarkets, gas stations, and online retail
- No annual fee
- 0% intro APR for 15 months
Cons
- Foreign transaction fee
- 3% categories cap at $6,000/year then drop to 1%
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