Bank of America® Travel Rewards credit card vs. American Express Blue Business Cash Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Bank of America® Travel Rewards credit card
Bank of America
4.2
1.5x points on all purchases. No annual fee. No foreign transaction fee.
Full review →
American Express Blue Business Cash Card
American Express
4.7
Simple 2% cash back on all purchases up to $50k/year. No annual fee.
Full review →WealthSpott Verdict
American Express Blue Business Cash Card wins on more measurable categories — particularly annual cost. Bank of America® Travel Rewards credit card may still win for your wallet depending on your spending patterns.
Feature
Bank of America®
American Express Blue
Annual Fee
$0
$0
Sign-up Bonus
25,000 points
$250 statement credit after $3k spend in 3 months
Rewards Rate
1.5x
2% on first $50k then 1%
Rewards Type
Points
Cash Back
0% Intro APR
0% for 15 billing cycles
None
Regular APR
19.24%-27.24% Variable
18.49%-26.49% Best
Foreign Transaction Fee
None
—
Recommended Credit Score
670-850
670+
Bank of America® Travel Rewards credit card
Pros
- 1.5x on all purchases with no annual fee
- No foreign transaction fee
- 0% intro APR for 15 billing cycles
Cons
- Lower earning rate than premium travel cards
- Points only redeem as travel statement credits
American Express Blue Business Cash Card
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