American Express® Business Gold Card vs. Capital One Quicksilver Cash Rewards
Side-by-side comparison · Updated 2026 · Independently reviewed
American Express® Business Gold Card
American Express
4.4
4x on top 2 spending categories. 100,000-point bonus.
Full review →
Capital One Quicksilver Cash Rewards
Capital One
4.5
1.5% cash back on every purchase. No annual fee. No foreign transaction fee.
Full review →WealthSpott Verdict
American Express® Business Gold Card and Capital One Quicksilver Cash Rewards are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
American Express® Business
Capital One Quicksilver
Annual Fee
$375/yr
$0 Best
Sign-up Bonus
100,000 points
$200
Rewards Rate
1x-4x
1.5%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
0% for 15 months
Regular APR
19.49%-27.49% Variable Best
19.99%-29.99% Variable
Foreign Transaction Fee
None
None
Recommended Credit Score
670-850
670-850
American Express® Business Gold Card
Pros
- 4x on top two business spending categories
- Points transfer to 20+ airline/hotel partners
- 100,000-point sign-up bonus
Cons
- $375 annual fee
- $150k annual cap on 4x categories
- $10,000 minimum spend for bonus
Capital One Quicksilver Cash Rewards
Pros
- 1.5% cash back on every purchase
- No annual fee and no foreign transaction fee
- 0% intro APR for 15 months
Cons
- No bonus categories for heavy spenders
- 1.5% rate trails the best flat-rate cards at 2%
Not sure which card is right for you?
Browse all credit cards