American Express® Business Gold Card vs. Blue Cash Preferred® Card from American Express
Side-by-side comparison · Updated 2026 · Independently reviewed
American Express® Business Gold Card
American Express
4.4
4x on top 2 spending categories. 100,000-point bonus.
Full review →Blue Cash Preferred® Card from American Express
American Express
4.6
6% at U.S. supermarkets (up to $6k/yr). 6% on select streaming.
Full review →WealthSpott Verdict
Blue Cash Preferred® Card from American Express wins on more measurable categories — particularly annual cost. American Express® Business Gold Card may still win for your wallet depending on your spending patterns.
Feature
American Express® Business
Blue Cash Preferred®
Annual Fee
$375/yr
$95/yr Best
Sign-up Bonus
100,000 points
$350
Rewards Rate
1x-4x
1%-6%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
0% for 12 months
Regular APR
19.49%-27.49% Variable
19.24%-29.99% Variable Best
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
670-850
670-850
American Express® Business Gold Card
Pros
- 4x on top two business spending categories
- Points transfer to 20+ airline/hotel partners
- 100,000-point sign-up bonus
Cons
- $375 annual fee
- $150k annual cap on 4x categories
- $10,000 minimum spend for bonus
Blue Cash Preferred® Card from American Express
Pros
- 6% back at U.S. supermarkets (up to $6k/year)
- 6% on select streaming subscriptions
- $0 intro annual fee for first year
Cons
- $95 annual fee after first year
- 6% grocery bonus caps at $6,000/year
- Foreign transaction fee
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