Blue Cash Preferred® Card from American Express vs. Wells Fargo Active Cash®
Side-by-side comparison · Updated 2026 · Independently reviewed
Blue Cash Preferred® Card from American Express
American Express
4.6
6% at U.S. supermarkets (up to $6k/yr). 6% on select streaming.
Full review →
Wells Fargo Active Cash®
Wells Fargo
4.6
Unlimited 2% cash back. $200 bonus. No annual fee.
Full review →WealthSpott Verdict
Blue Cash Preferred® Card from American Express and Wells Fargo Active Cash® are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Blue Cash Preferred®
Wells Fargo Active
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
$350
$200
Rewards Rate
1%-6%
2%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 12 months
0% for 15 months
Regular APR
19.24%-29.99% Variable Best
19.49%-29.49% Variable
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
670-850
Blue Cash Preferred® Card from American Express
Pros
- 6% back at U.S. supermarkets (up to $6k/year)
- 6% on select streaming subscriptions
- $0 intro annual fee for first year
Cons
- $95 annual fee after first year
- 6% grocery bonus caps at $6,000/year
- Foreign transaction fee
Wells Fargo Active Cash®
Pros
- 2% cash back on all purchases
- $200 sign-up bonus
- No annual fee
- 0% intro APR for 15 months
Cons
- 3% foreign transaction fee
- No bonus categories for heavy spenders
Not sure which card is right for you?
Browse all credit cards